New Orbit Treasury now pays 4.6% APY on idle USD balances
Live · 4,212 payments / sec

Money, at escape velocity.

Orbit is the borderless money stack for internet businesses. Accept 135 currencies, pay out in seconds, hold treasury that earns, and issue cards with an API call.

Start building See how it moves

No monthly fees · Live in 15 min

40,000+ teams trust Orbit to move their money

Kestrel Paperplane Nimbus vantage/ Tidal Ferro Loomwise Quill&Co Basalt Halcyon

(01)How money moves

01 / 03

01 — Collect

currencies accepted at checkout

They pay in their own money.

A shopper in Sao Paulo pays with Pix. A customer in Lagos taps a naira card. Orbit localises checkout in 42 languages and settles every currency natively, with no rate tables for you to maintain.

02 — Route

median routing decision

We find the fastest lane.

Every payment is scored across 61 banking partners and 9 stablecoin rails in real time. Smart routing picks the cheapest, quickest path to settlement, thousands of times a second, and retries on its own when a rail blinks.

03 — Settle

countries payout-ready, 24/7

You get paid. Instantly.

Funds land in your Orbit balance in the currency you choose, then fan out to bank accounts, wallets and cards in 190 countries. Weekends and bank holidays included, with the rail and ETA shown before you confirm.

  1. Collect
  2. Route
  3. Settle

(02)The platform

One stack. Every direction money goes.

Four products on one ledger. Turn them on as you grow — no re-platforming, no reconciliation spreadsheet at month-end.

Checkout preview Live rates

You receive · USD

Live rate
--
Mid-market value
--
Orbit fee · 0.35%
--

Localised checkout, network tokens and smart retries. Rates above tick live from the same feed that prices your real payments.

(03)Virtual cards

Cards that spawn on command.

One card per vendor, per campaign or per employee. Issue in 40 milliseconds, cap the spend, and let single-use cards vanish on their own.

  • 01Single-use, subscription and permanent cards
  • 02Per-card limits, merchant locks, auto-expiry
  • 03Apple Pay & Google Pay ready on issue
  • 04135 currencies at 0% FX markup

Try it. It's free.

(04)Orbit by the numbers

Bignumbers.Bigger

Every figure here is live production data, audited quarterly. Keep scrolling.

(a) VolumeTrailing 12 months

$184B

Processed for 40,000 businesses.

(b) CoverageSettled natively

135

Currencies, no conversion detours.

(c) SpeedMedian cross-border payout

0.38s

Versus 3.2 days on the legacy wire.

(d) Reliability24-month uptime

99.999%

Four minutes of blips in two years.

(e) CustomersAnd counting

40K+

Internet businesses in 96 countries.

Join them

(05)For developers

Ship a payout in nine lines.

Typed SDKs, idempotency on every endpoint, a sandbox with 300 test scenarios and webhooks that actually retry. The API you would have designed.

p99 latency
38ms
Test cases
300+
SDKs
8
  • Node
  • Python
  • Go
  • Ruby
  • PHP
  • .NET
  • REST
Read the docs
POST /v1/payouts

Ready·0ms

(06)Customers

Don't take our word for it. Take theirs.

We replaced four vendors and a spreadsheet with Orbit. Cross-border payouts that took three days now clear before the Slack message finishes sending.
Maya OkaforCFO, Kestrel · Lagos / London -41% FX costs
Our creators live in 70 countries. Now they are paid in their own currency the minute a sale lands. Payout tickets fell 94%.
Diego FerrazHead of Payments, Paperplane
The API is what fintech docs should feel like. We shipped multi-currency wallets in eleven days, compliance included.
Priya RamanCTO, Loomwise
4.9 / 5 · 2,100 reviews SOC 2 Type IIPCI DSS Level 1ISO 27001Licensed in 31 jurisdictions

(07)Pricing

Simple rates. No wizard math.

Pay per successful transaction. No monthly fees, no minimums, no surprise "platform" line at the bottom of the invoice.

Launch · for teams going live

2.4%+ 20¢

per successful card charge · no monthly fee

  • 135 currencies at checkout
  • Instant payouts from $0.25
  • Free virtual cards
  • Sandbox with test clocks
Start free

Scale · $250K+ / month

1.6%+ 10¢

per successful card charge · volume tier

  • Free instant payouts
  • Treasury at 4.6% APY
  • Interchange-plus reporting
  • Priority Slack channel
Start building

Orbital · $5M+ / month

0.9%+ 5¢

interchange++ · custom contract

  • Dedicated routing engineer
  • Custom settlement windows
  • 99.999% uptime SLA
  • Local acquiring in 40 markets
Talk to sales
  • 0.35% FX over mid-market, flat
  • $0.25 per instant payout
  • $0 virtual cards · $3 physical

CalcEstimate your savings

What would you keep?

$220K
$60
40%

Based on ~3,667 transactions a month. Legacy stack modelled at 2.9% + 30¢ card fees plus 4.0% on cross-border volume (intl + FX markup).

Recommended plan · Launch

You keep, every month

0% lower than the legacy stack

Orbit fees
Legacy stack
Lock in this rate

(08)Questions

Fine print, in plain English.

Still curious? A human on the payments team will answer in under ten minutes.

Talk to a human

Instant payouts reach 84 countries over local real-time rails, with a median of 0.38 seconds. Everywhere else we use same-day or next-day rails. You see the rail and the ETA before you confirm, and you can pay out on weekends and bank holidays.

(09)Ready when you are

Go orbit.

Get sandbox keys in one minute and your first live payment in fifteen. No sales call unless you want one.